Thursday, April 11, 2013

Bless Be The Ties That Bind? When The Family Tree Shakes


I realized recently that my nuclear family is about to celebrate 40 years of full time ministry. In addition to the death of my husband, the children in our family have been front row spectators to grief and how destructive it can be to the family tree. If you have just experienced a death in your family and your immediate and extended family have clung to one another, supported and affirmed one another, and are closer than you ever have been, well, give yourselves a big round of applause. You find yourself in the same position as about 5% of other grieving families. For the other 95%, you know that a death in the family is like having a hurricane blow in and batter your family tree. When there is a death in the family, the family tree is shaken. The year following the death is most important in how you communicate and deal with grief. Grief gone wrong or displaced anger during this time will likely color the course of family relationships from this point forward.

From our observations when the death of an elderly parent occurs, unresolved sibling conflict plays itself out. One grown child who may have made poor life and financial choices sprays his jealousy on successful siblings and sees the estate as his opportunity to get what he monetarily and physically “deserves.” If one sibling was the primary caretaker, she may be tired after all the hours of caregiving and be angry at other siblings that lived farther away and unable to physically help the aging parent as much. Sometimes personal belongings take on a whole new life and grown children or other family members may come to the surviving parent’s home and steal possessions while they are away.

Other main stresses that shake the family tree include: Differences in care and attention through illness, interest in financial matters above emotional support, differences in how to publicly acknowledge, memorialize or celebrate the deceased, blame especially if the death was unexpected or suicide, one person owning all the loss,  no tolerance of family members grieving differently (one family may want to clean out belongings within a short period of time while another wants to hold on to EVERY item), making the deceased a saint/not recognizing the deceased had flaws, unresolved family conflict with family member that died.

To the young widow:  Once you have a time to momentarily catch your breath before launching into the daunting task of the business of death, you may pause to survey your family tree. There is no escaping that when your husband left this world you discovered realities in his family tree you did not see before. You may be hit with the sobering reality of what a shield and buffer he was for you. You may realize that some supporters have turned in to “black crows”. These family members are filled with bitterness and anger and displace it on others and you may find yourself and even your young children as the main target.  The black crows fly in and do a lot of squawking and crowing causing family ties to be damaged and in some cases permanently severed. As Proverbs says, “Out of the heart the mouth flows”(4:23) and certainly actions do not lie and truly reveal character.  If you find yourself heartbroken because your husband’s parents have blamed you for his death, I wish I could hold you, wipe your tear stained face and tell you, you are NOT alone. As Miriam Neff cites in From One Widow to Another it is not uncommon for a young widow’s in-laws to blame her for the death of her beloved spouse. She came to know a young, childless widow whose husband was killed in the line of duty as a firefighter, a career he chose and esteemed. Imagine her turmoil, when his parents blamed her for his career choice.

In some cases, you may see that some branches in your family tree have been completely pruned when family abandons you after your storm. Yet sometimes the unexpected happens, other extended family members or friends who have been on the fringes in our “prehurricane” life have now swooped in like robins in spring bringing encouragement and support. The presence they add to our life is as surprising and as colorful as the brilliant blue robin eggs nesting in spring.  We are so thankful they have come to reside in our tree.

When the family tree shakes it can add an additional layer to our grief and even cause us to have complicated grief if the hurricane force winds do not cease in a timely manner. Brothers and sisters in Christ, as if you needed more lessons to mold you and shape you, the family tree shaking affords us an enormous opportunity; an opportunity to grasp true forgiveness. I know, I know, you are trying to survive one day at a time. Coming to grips with your family tree can determine the entire course of your life. We have a choice to either let a root of bitterness grow or cut off the shackles and be set free by God’s design. That choice my friend is the difference in living a life of joy or being held in bondage and yielded ineffective in God’s work and kingdom. The road to get there may be long, but it’s the most important one you can make.

 

 

What IF? Estate Planning 101


If you truly love your family, you will not bury your head in the sand like and ostrich and pretend you will never die. We are all terminal whether you actually have an illness presently or not. If you truly love your spouse, parents, and or children, please take the time to plan ahead so in the event of your death they will not have more stress trying to figure out how to take care of  finances and property you leave behind along with the grief they are experiencing.

I suggest you have a WHAT IF folder. Within the folder should be a list of all account with numbers, login and passwords along with notes on how you pay your bills (online bill pay, credit card, automatic withdrawal). The folder should contain a will naming who you would like to be the executor of your estate. This is very important for a couple of reasons. First of all it will alleviate some family disputes if there are any on who makes decisions regarding accounts and property. Making someone your executor in most cases gives the person the right to sell property or assets needed to settle the estate. I was shocked to learn that most accounts come with survivorship clauses, however property does not always. When having a will written, go to a lawyer you trust. REFRAIN from using on-line quick write wills, you may be surprised to find out from your probate court system that it is not valid. Also going to a lawyer affords you the advantage of having them check on all property deeds to make sure they were written correctly and thus preventing any hiccups in settling estate matters.

I know many couples who simply have not written a will because they cannot decide on who should be the guardian of their children. Some parents get so hung up on, “I just don’t think anyone would raise them like we do.” And you are exactly right! Consider who would provide a loving, nurturing, stable emotional environment for your kids; people that will have enough energy and resources to grow them to their full potential. Some families feel that telling Aunt Sarah you would like her to raise your kids if you were to ever die is enough. Please know that the courts have one obligation and that is to follow the law. Please take the time to have a will written so your family and the courts have no doubt what your intentions are.

If you have recently become a single parent and are going through the whole business of death yourself, securing new life insurance, new will, new guardians, etc., I personally know it is a long and overwhelming process. Just when you think you are finished and can close that chapter another account pops up that needs to be switched into your name. Sometimes you think to yourself will I ever be finished with all this paperwork? You may also be gripped by fear especially if you have kids. “My kids just lost one parents, God please don’t let anything happen to me.” God tells us over and over in his word NOT to be afraid. I know that is easier said than done. Prayerfully consider your Plan B, write your will for Plan B and pray to God you will never have to go to plan B and let your life rest in your loving Savior’s hands.